Effective Date: July 1, 2025

Introduction

Health Quiver (“we,” “our,” “us”) operates this website to provide educational and marketing information about healthcare benefits. We are not a healthcare provider and we do not provide medical advice, diagnosis, or treatment.

This Privacy Policy explains how we collect, use, share, and protect personal information when you use our website.

1. Definitions

• “Personal Information” means information that identifies you, such as your name, email, or ZIP code.

• “Cookies” are small files stored on your device that help us improve your experience and measure site traffic.

• “Analytics” refers to tools like Google Analytics that help us understand how visitors use our site.

2. Information We Collect

• Contact Information: If you sign up for updates, we collect your name, email address, and ZIP code.

• Website Usage Data: We use Google Analytics and Meta Pixel to collect data such as pages viewed, time spent, and referring websites.

• Cookies and Similar Technologies: We use cookies to improve your experience and measure ad performance.

We do not collect medical information or other Protected Health Information (PHI).

3. How We Use Information

We use the information we collect to:

• Operate, maintain, and improve our website.

• Measure the performance of our ads and marketing.

• Send you updates and information if you sign up for emails.

• Respond to your questions or requests.

We do not sell your personal information.

4. How We Share Information

We may share limited data with service providers that help us operate our website and marketing, such as Google and Meta. These providers use information only on our behalf and according to their own privacy policies.

We do not share PHI because we do not collect it.

5. Your Choices and Rights

• Unsubscribe: You can stop receiving emails at any time by clicking the “unsubscribe” link in our messages.

• Cookies: You can adjust your browser settings to refuse cookies or to alert you when cookies are being sent.

• Analytics & Ads: You can opt out of Google Analytics or Meta advertising preferences through their platforms.

• Access, Correction, Deletion: You may request access to, correction of, or deletion of your personal information by contacting us at [insert email]. We will respond within 30 days.

State-Specific Rights

If you are a resident of California, Colorado, Connecticut, Virginia, Utah, Texas, or other states with consumer privacy laws, you may have additional rights. To exercise them, contact us at compliance@healthquiver.com.

6. Retention of Information

We keep personal information only as long as needed for the purposes described in this policy. Typically, we retain email sign-ups for up to two years unless you unsubscribe sooner.

7. HIPAA Notice

Health Quiver does not provide healthcare services or collect Protected Health Information (PHI). Therefore, HIPAA does not apply to our current operations. If we expand into healthcare services in the future, all PHI will be handled through HIPAA-compliant systems, and we will publish a full Notice of Privacy Practices.

8. Security

We use reasonable safeguards to protect personal information. However, no website or internet transmission is completely secure. We cannot guarantee absolute protection.

9. Intended Audience

Our website and services are intended for U.S. residents age 18 and older. We do not knowingly collect data from children or from people outside the U.S.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The “Effective Date” at the top will always show the latest version.

11. Contact Us

If you have questions or requests about this Privacy Policy, you can contact us at:

Email: compliance@healthquiver.com